Comprehensive Two Wheeler Insurance

Comprehensive two-wheeler insurance provides wide-ranging protection by covering third-party liabilities as well as damages to your own vehicle due to accidents, theft, fire, and natural calamities. It's the most inclusive form of coverage for two-wheeler owners in India.

Benefits of Comprehensive Two Wheeler Insurance

• Coverage for own damage and third-party liability
• Protection against fire, theft, and natural disasters
• Personal accident cover for the owner-rider
• Peace of mind during everyday rides
• Flexible add-ons to customize your plan

Why Choose Comprehensive Coverage?

Unlike basic third-party insurance, comprehensive plans safeguard your bike from a wide array of risks, making them ideal for riders who want complete financial protection on and off the road.

What is Covered?

• Own damage due to accidents, fire, theft, natural disasters
• Third-party liability for injury, death, or property damage
• Personal accident cover for the owner/driver
• Add-ons like zero depreciation, consumable cover, and roadside assistance

What is Not Covered?

• Driving under the influence of alcohol or drugs
• Riding without a valid driving license
• Mechanical or electrical breakdown
• General wear and tear or depreciation
• Damage outside the geographical coverage

Who Should Buy It?

This plan is ideal for all two-wheeler owners seeking all-round protection for their bike and themselves. Especially beneficial for new or high-value bikes, and those used frequently.

Available Add-ons

• Zero Depreciation Cover
• Consumables Cover
• Engine & Gearbox Protection
• Roadside Assistance
• NCB Protection

How is the Premium Calculated?

Premiums depend on multiple factors such as the Insured Declared Value (IDV), location, engine capacity, bike’s age, add-ons, and claim history.

How to Buy Online?

• Compare plans from top insurers
• Select add-ons based on your usage
• Pay securely via online payment methods
• Instant policy issuance with digital copy