Third Party Four/Two Wheeler Insurance

Third-party two-wheeler insurance provides coverage against legal and financial liabilities arising from accidental damages to a third-party person or property. It is mandatory under the Motor Vehicles Act and ensures protection against unforeseen incidents.

Benefits of Third Party Four/Two Wheeler Insurance

• Complies with legal requirements
• Provides financial compensation for third-party injuries or damages
• Affordable and easy to purchase online

What is Covered?

• Legal liabilities for third-party bodily injury or death
• Damage to third-party property
• Personal accident cover for the owner-driver

What is Not Covered?

• Damage to the insured's own vehicle
• Driving under the influence of alcohol or drugs
• Driving without a valid license
• Using the vehicle for illegal purposes
• Damage occurring outside the geographical limits

Who Should Buy It?

As per the Motor Vehicles Act of 1988, all vehicle owners in India must have at least third-party insurance coverage. This plan is ideal for those looking for legal compliance and basic protection at minimal cost.