HDFC ERGO Optima Secure
Affordable health insurance with wide hospital network and preventive care benefits.
Highlighted Features
- Pre & Post Hospitalization Coverage
- Daycare & AYUSH Treatments Included
- Preventive Health Checkups
- Wide Hospital Network
Features of the Product
01 Pre & Post Hospitalization
Covered for 60 days before and 180 days after hospitalization.
02 Daycare Treatments
All listed day care procedures covered.
03 AYUSH Treatments
Alternative therapies included up to sum insured.
04 Preventive Health Checkup
Annual health checkup included in policy benefits.
05 Wide Hospital Network
Cashless facility available in over 11,500 hospitals.
Exclusions
- Pre-existing illness during waiting period
- Self-inflicted injuries
- Cosmetic surgeries
- Other exclusions as per policy
Related Variants
Frequently Asked Questions
Does it cover preventive health checkups?
Yes, annual health checkups are included in policy benefits.
What is the hospital network?
Cashless facility available in 11,500+ hospitals nationwide.