Electric Bike Insurance

With the growing use of electric bikes in India, having the right insurance ensures your safety and financial protection against theft, damage, or third-party liability. GoCover helps you choose the ideal policy for your electric two-wheeler.

Why Should You Insure Your Electric Bike?

• Financial Security: Covers damages from accidents, fire, theft, or natural calamities.
• Legal Compliance: Mandatory third-party cover under Indian law.
• Custom Coverage: Comprehensive plans offer broader protection with optional add-ons.
• Peace of Mind: Avoid unexpected repair costs and liabilities.

Available Plan Types

• Third-Party Insurance: Basic and mandatory. Covers third-party injury or property damage.
• Own Damage Cover: Protects your electric bike from accidental losses.
• Comprehensive Insurance: Includes both third-party and own-damage coverage.

Coverage Inclusions

• Accidents and collisions
• Fire, theft, and vandalism
• Natural calamities like floods, earthquakes
• Third-party injury, death, or property damage
• Personal accident cover for the rider

What’s Not Covered?

• Riding without a license or under the influence
• Mechanical breakdowns or regular wear and tear
• Damage due to illegal usage or expired policy
• Intentional damage or commercial use if not declared

Electric Bike Insurance Premium Chart

How to File a Claim

• Notify the insurer immediately after the incident
• Capture photos or video evidence of the damage
• Submit documents such as registration, ID, FIR (if needed)
• Wait for inspection from an authorized surveyor
• Get approval and proceed with repair or reimbursement

Steps to Buy or Renew with GoCover